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"Opportunity Knocks
for Home Buyers." | | RE/MAX Valley
Real Estate
1006 Boardman - Canfield Rd.
Boardman. Ohio
(330) 629-9200 |
| |  | Most Frequently Asked Questions'Whom to Contact (Resources)' | Where Do I . . . |
| - Where can I get information on agents to represent me?
- Where do I get information about finding a real estate attorney?
- Contact your local Bar Association (), which may offer local referral services.
- Also ask friends or your for their recommendations. When you have several names, call each to find out about fees and their level of experience.
- In Ohio, contact
- In the Mahoning Valley we recommend Attorney Anthony Gemma, 1st Title Escrow & Land Title Agency, 1040 South Commons Place, Suite 202
Youngstown, Ohio 44514, (330) 726-2025.
- Where do I find an appraiser to estimate value?
- The at 875 N. Michigan Ave., Suite 2400, Chicago, IL 60611-1980; (312) 335-4458.
- by RE/MAX Valley Real Estate
- Where can I get a list of architects?
- If you need an architect, contact a local chapter of the at 1735 New York Avenue, N.W.; Washington, DC 20006; (202) 626-7300.
Also contact friends or colleagues who have recently worked with an architect for referrals. Take the time to interview several before choosing an architect.
- Where do I get information about closing costs?
- For more on closing costs, ask for the "" Federal Reserve Bank of San Francisco, Public Information Department, P.O. Box 7702, San Francisco, CA 94120 or call (415) 974-2163.
- Where do I get information on filing consumer complaints?
- 1424 16th St. N.W., Suite 604, Washington, DC 20036; (202) 387-6121
- ; 1511 K St., N.W.; Washington, DC 20005; (202) 408-8842.
- , 1535 Mission St., San Francisco, CA 94103 or call (415) 431-6747.
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- "," , The Board of Governors, Federal Reserve System.
- Where do I get information on condos?
- The major interest group for condominium projects and other so-called common-interest developments is the nonprofit , 1630 Duke St., Alexandria, VA 22314; (703) 548-8600.
- Where do I get information on condo association laws?
- available free from California Department of Real Estate, Book Orders, P.O. Box 187006, Sacramento, CA 95818-7006; (916) 227-0938.
- Various Internet sites specializing in common-interest developments, such as those operated by the , 1630 Duke St., Alexandria, VA 22314; (703) 548-8600.
- "," Branden E. Bickel, B&B Publications, San Francisco, CA; 1993.
- Where do I get information on co-ops?
- For information on co-operative housing, contact the
- Where do I get information on consumer credit laws?
- , 8701 Georgia Ave., Suite 507, Silver Springs, MD 20910; call (301) 589-5600.
- "," , The Board of Governors, Federal Reserve System.
- Where do I get information about housing discrimination?
- Call the at (202) 514-2000, 950 Pennsylvania Ave., NW DC 20530 or
- Contact your local office.
- "," , The Board of Governors, Federal Reserve System.
- Where do I get a copy of my credit report?
- To request your free annual report under that law, you go to:
For a fee, people can request copies of their own credit report from the three major credit reporting agencies: - at (800) 311-4769,
- at (800) 685-1111 and
- at (312) 408-1077.
- Where can I go for help if I'm facing Foreclosure?
- Housing Not-for-profits:
- Homeownership Preservation Foundation, (888) 995-HOPE,
- The National Fair Housing Alliance, (202) 898-1661,
- Coalition for Nonprofit Housing and Economic Development, (202) 745-0902,
- Neighbor Works America, (202) 220-2300,
- Center for Responsible Lending, (202) 349-1868,
- Homefree Funding, (301) 891-8400 (866) OWN-2DAY,
- Government Agencies:
- Department of Housing and Urban Development,
- HUD Housing Counseling
- (Ohio's Foreclosure Prevention Effort)
- Government Sponsored Enterprises:
- Fannie Mae,
- Freddie Mac,
-
- Top 10 Tools For The Home Buyer
- Whether you're a first time home buyer or an experienced real estate investor the tools outlined here can be invaluable:
- Where do I get information on homes with historic value?
- For information about homes with historic value, contact the , Washington, D.C. at (202) 673-4000.
- How do I find government-repossessed homes?
- Where can I get a list of home builders?
- Contact the at 201 15th St., N.W., Washington, DC 20005; (202) 822-0200,
- In the Mahoning Valley contact the .
- Where do I get information on housing market stats and trends?
-
- A ® is a good source for finding out the status of your local housing market.
- What are some resources for info on home improvements?
- If you're getting ready to embark on a home improvement project involving contracting help, "" lays out a road map for selecting the right contractor, obtaining competitive bids up to what to include in a contract. There also is information on consumer rights, liens and financing. (The book is available for $9.95 through Consumer Press and Women's Publications, Inc., Dept. SR01, 13326 Southwest 28th St., Fort Lauderdale, FL 33330-1102; (954) 370-9153.)
Also try these sources:- 4301 N. Fairfax Drive, Suite 310,Arlington, VA 22203; (847) 298-9200.
- from Better Homes and Garden.
- , published by the , 7th and D St., S.W., Washington, DC 20410.
- by 1 Thomas Circle, N.W., Suite 600, Washington, DC 20005. $8.95 per copy; call (202) 736-3447 for credit card orders.
- "," by the Coordination and Development Department, American Association of Retired Persons, 601 E St., N.W., Washington, DC 20049.
- How do I find a home inspector?
- Your is one source.
-
- Inspectors are listed in the .
- The (ASHI)
- (NACHI)
- Real Estate Guide: Buying Your Home ( Home Inspections) -
- How do I reach the IRS?
- Call (800) TAX-1040.
- On the web ()
- Where do I get information on IRS publications?
- The Internal Revenue Service publishes a number of real estate publications. They are listed by number:
Order by calling 1-800- TAX-FORM.
See ► IRS Publications and Forms on the web -
- Where do I get information about being a landlord?
- If you are a landlord and have questions, contact:
- , 1850 M Street, N.W., Washington, DC 20036; call (202) 659-3381.
- , 21 N. Union St., Suite 200, Alexandria, VA 22314; (703) 518-6141.
- Where do I get information on lease options?
- Contact your (some even specialize in such transactions)
- Public library.
- If you have a real estate attorney, ask if he or she has any prepared information you can review. And have an attorney or financial advisor on hand to review any paperwork before you sign.
- (In the Mahoning Valley Call Atty. Anthony Gemma, 1st Title Escrow & Land Title Agency, Inc., Boardman, Ohio. Ph. 330-726-2025. - Most bookstores have a fairly hefty real estate book section these days. Many current real estate books have at least a section on lease options.
For more information online:
- Where do I get information on who regulates lenders?
- , Compliance Division, Washington, D.C., (800) 613-6743.
- , Consumer Affairs, Washington, D.C., (202) 906-6237
- ., Consumer Affairs, Washington, D.C., (800) 934-3342.
- Your state departments of real estate or commerce also may regulate the lenders in your area ().
- "," , The Board of Governors, Federal Reserve System.
- Where do I get information on correcting loan payments and monitoring my ARM loan?
- The following auditing services can do a thorough review of residential mortgages and for lender calculation errors:
- ; 1372 Summer Street, Samford, 06905; (800) AUDIT-USA.
- , (301) 762-7700.
(These services come with a fee. You can avoid these fees if your your lender will work with you to make your own accurate calculation.)
- Where do I get information on finding the best loan?
- "," , The Board of Governors, Federal Reserve System..
- Where do I get information on lock-ins?
- " ; , The Board of Governors, Federal Reserve System..
- Where do I get information on manufactured housing?
- "," , Washington, DC 20420
- , 2101 Wilson Blvd., #610 Arlington, VA 22201; call (703) 558-0400.
- Where do I get information on mortgages?
- (202) 663-5000.
- , 1125 15th St., N.W., Washington, DC 20005; (202) 861-6500.
- "," , The Board of Governors, Federal Reserve System..
- "," , The Board of Governors, Federal Reserve System..
- "," , The Board of Governors, Federal Reserve System.
- "," , The Board of Governors, Federal Reserve System.
- , RE/MAX Valley Real Estate.
- Where can I get a list of mortgage brokers?
- For information on , contact the at (703) 610-9009.
- On Line Resources?
- A to help you stay on course.
- Where do I get information on PMI?
- Where Do I Get Information on Remodeling
- 4301 N. Fairfax Drive, Suite 310,Arlington, VA 22203; (847) 298-9200.
- from Better Homes and Garden.
- , published by the , 7th and D St., S.W., Washington, DC 20410.
- by 1 Thomas Circle, N.W., Suite 600, Washington, DC 20005. $8.95 per copy; call (202) 736-3447 for credit card orders.
- "," by the Coordination and Development Department, American Association of Retired Persons, 601 E St., N.W., Washington, DC 20049.
- Where do I get information on REITS?
- Ask for information on , or REITs, from the , 1875 Eye St, N.W., Washington, DC 20006; (800) 362-7348.
- Where do I get information on the secondary market?
- Two major sources are
- , 1-800-732-6643,
- , 1-800-FREDDIE.
- Where do I get information on VA loans?
- call the directly at (800) 827-1000.
- "," Department of Veterans Affairs, 810 Vermont Ave., N.W., Washington, DC 20420.
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